Gold Loans, Personal or Commercial

Need a Gold Loan or a Personal Loan, Apply Online with an Instant Decision


BROWSE & CHOOSE

Choose from our selection of Banks and Lenders below. Compare interest rates, loan terms (tenure) and charges.


APPLY ONLINE

Click the 'Apply' button and fill in the online application in order to allow your loan to be faciliated.


DECISION INSTANTLY

Wait for decision online. This will take up to 3 minutes to process your credit card application.

Apply Filters:
Bank / Lender
Interest Rate
Loan Amount
Loan Term (Tenure)
Locking Period
HDFC Bank Loan
HDFC-Bank-apply

Apply Online

FEATURED

Variable interest rates range from
10.99% to 20% APR.
50k to 60Lakhs
(Borrow between
50,000.00
to
60,00,000.00)
From 12 to 60 Months

Borrow between 1 up to 5 years

12 Months APPLY
Application Fee

From Rs. 1500/- Up to 2.5% of the loan amount

Default Charges

Allowed after 12 EMIs, Prepayment charges vary by year: 2nd year - 4%; 3rd year - 3%, after 3 years - 2%

ICICI Bank Loan
ICICI-Bank-apply

Apply Online

Variable interest rates range from
10.99% to 17.99% APR.
50k to 25Lakhs
(Borrow between
50,000.00
to
25,00,000.00)
From 12 to 60 Months

Borrow between 1 up to 5 years

6 Months APPLY
Application Fee

From Rs. 999/- Up to 2.0% of the loan amount, plus applicable Service Tax

Default Charges

Allowed after 6 EMIs, up to 5%

Kotak Bank Loan
Kotak-Bank-apply

Apply Online

Variable interest rates range from
11% to 24% APR.
1Lakh to 30Lakhs
(Borrow between
1,00,000.00
to
30,00,000.00)
From 12 to 48 Months

Borrow between 1 up to 4 years

12 Months APPLY
Application Fee

Up to 2.50% of the loan amount and applicable Service Tax

Default Charges

Up to 4% of the debt that is outstanding

Tata Capital Loan
Tata-Capital-apply

Apply Online

Variable interest rates range from
11.49% to 19% APR.
75k to 20Lakhs
(Borrow between
75,000.00
to
20,00,000.00)
From 12 to 72 Months

Borrow between 1 up to 6 years

6 Months APPLY
Application Fee

From Rs. 999/- Up to 2.0% of the loan amount and applicable Service Tax

Default Charges

Up to 4% of the debt that is outstanding

Indusind Bank Loan
Indusind-Bank-apply

Apply Online

Variable interest rates range from
11.49% to 20% APR.
1Lakh to 20Lakhs
(Borrow between
1,00,000.00
to
20,00,000.00)
From 12 to 60 Months

Borrow between 1 up to 5 years

12 Months APPLY
Application Fee

Up to 2% of the loan amount

Default Charges

Up to 4% of the debt that is outstanding

IDFC Bank Loan
IDFC-Bank-apply

Apply Online

Variable interest rates range from
11.69% to 15% APR.
1Lakh to 20Lakhs
(Borrow between
1,00,000.00
to
20,00,000.00)
From 3 to 60 Months

Borrow between 0 up to 5 years

3 Months APPLY
Application Fee

1.5% of the loan amount. For example, 1Lakh = Rs.1500

Default Charges

Allowed after 1 EMIs, 2 - 2.5% of the debt, outstanding amount

Bajaj Finserv Loan
Bajaj-Finserv-apply

Apply Online

Variable interest rates range from
12% to 16% APR.
1Lakh to 20Lakhs
(Borrow between
1,00,000.00
to
20,00,000.00)
From 12 to 60 Months

Borrow between 1 up to 5 years

1 Months APPLY
Application Fee

Up to 2.0% of the disbursed loan amount

Default Charges

Flexi Product is 0% and Nthe ormal PL, is upto 4%

Capital First Loan
Capital-First-apply

Apply Online

Variable interest rates range from
12% to 35% APR.
1Lakh to 15Lakhs
(Borrow between
1,00,000.00
to
15,00,000.00)
From 12 to 60 Months

Borrow between 1 up to 5 years

12 Months APPLY
Application Fee

Up to 2.0% of the loan amount and plus applicable Service Tax

Default Charges

5% of principal amount (capital, loan amount) outstanding.

IIFL Loan
IIFL-apply

Apply Online

Variable interest rates range from
12% to 20% APR.
1Lakh to 20Lakhs
(Borrow between
1,00,000.00
to
20,00,000.00)
From 12 to 60 Months

Borrow between 1 up to 5 years

9 Months APPLY
Application Fee

Up to 2% of the loan amount

Default Charges

Up to 5% of the debt that is outstanding

RBL Bank Loan
RBL-Bank-apply

Apply Online

Variable interest rates range from
14% to 20% APR.
1Lakh to 20Lakhs
(Borrow between
1,00,000.00
to
20,00,000.00)
From 12 to 60 Months

Borrow between 1 up to 5 years

12 Months APPLY
Application Fee

Up to 2.0% of the loan amount and applicable Service Tax

Default Charges

Up to and between 2 and 4% of the debt that is outstanding

Fullerton Loan
Fullerton-apply

Apply Online

Variable interest rates range from
17.25% to 35% APR.
65k to 20Lakhs
(Borrow between
65,000.00
to
20,00,000.00)
From 12 to 60 Months

Borrow between 1 up to 5 years

6 Months APPLY
Application Fee

Up to 3.5% of the loan amount

Default Charges

Up to 4% of the debt that is outstanding

*Please not that the figures provided in our loan comparison table, are indicative and subject to change from time to time.
Personal Loan Eligibility
    There are many criteria's to meet with gold lenders even with the Banks. However, the main and minimum eligibility for borrowers are as follows:
  • Borrower must be an Indian Resident, residing in India
  • Borrower must be at least 21 years old
  • Have a valid Indian government issued identity for proof
  • Have a valid India Bank account
Loan use
    Get an online exclusive loan for your normal use:
  • Home Improvement loans, - Personal Loan for your wedding,
  • Personal Loan for Travel / Holiday's,
  • Top Ups on top of your current Personal Loan,
  • Personal Loan consolidation and Balance Transfer.
  • Getting a gold loan India is as simple as checking gold prices online. Applications are done online from your desktop or mobile.